Track Record
1
Closed Transactions
$430K
Total Closed Volume
$430K
Average Sale Price
MLS-reported closed sales, trailing window since July 2026. Not a lifetime total.
Active Listings
Properties by Debbie
View All Listings →Property Search
Search Southwest Florida Real Estate
Every active listing in the Naples-area MLS, searchable here — or start with Debbie’s own inventory.
Plan Your Purchase
Mortgage Calculator
Estimate a monthly payment before you tour. Adjust the price, the down payment, and the term to see what a Southwest Florida purchase looks like month to month.
Use a rate quoted to you by a lender.
Taxes, insurance, and association dues vary widely by property, county, and flood zone. Enter figures from the listing or your lender — nothing is estimated for you.
Estimated Monthly Payment
$3,287 / mo
Principal and interest only.
- Home price
- $650,000
- Down payment
- $130,000 (20%)
- Loan amount
- $520,000
- Loan term
- 30 years
- Interest rate
- 6.5%
- Principal & interest
- $3,287 / mo
- Total interest over 30 years
- $663,231
Estimate only. This calculator is provided for general informational purposes. It is not a loan offer, a pre-qualification, or a commitment to lend, and no financing terms are being quoted. Actual interest rates, payments, and terms vary by lender, loan program, credit profile, and property, and are subject to change without notice. Figures shown exclude mortgage insurance, flood insurance, closing costs, and any special assessments unless entered above. Waterfront Realty Group, Inc. is a licensed Florida real estate brokerage and does not originate loans — consult a licensed mortgage professional for figures you can rely on.

About
Debbie Testard
Debbie Testard came to real estate after careers as a hair salon owner, a regional sales representative and a flight attendant. Debbie is a Sales Associate with Waterfront Realty Group, Inc., helping customers buy and sell homes in Naples, Marco Island and Winter Park, Florida. An interest in fashion, design and architecture shapes how Debbie looks at a home. Debbie listens first, taking time to hear each customer's goals, and draws on a network of contacts to tailor each purchase or sale. Call 239-200-9923 or email debbietestard@icloud.com.
Brokerage
Waterfront Realty Group, Inc.
Market
Southwest Florida
MLS
NABOR
Direct Contact
Phone
(239) 200-9923Office
Waterfront Realty Group, Inc. · License CQ257718
3066 Tamiami Trail North, Suite 202, Naples, FL 34103
Service Areas
Where Debbie Works
Communities Debbie serves across Southwest Florida.
Naples
The crown jewel of Southwest Florida
Gulf-front estates · Cultural arts · World-class dining
ExploreMarco Island
Island paradise with pristine beaches
Barrier island · Deep-water canals · Ten Thousand Islands
ExplorePort Royal
Naples' most prestigious address
$15M+ estates · Gulf frontage · Mega-yacht dockage
ExploreOld Naples
Historic charm meets coastal luxury
Fifth Avenue · Third Street · Walkable to the Gulf
ExplorePelican Bay
Exclusive beachfront community
Private beach trams · High-rises · Nature preserve
Explore
Also Serving
- Winter Park, FL
- Paris, France
Recent Sales
Closed Transactions
Market Insights
Southwest Florida Real Estate Insights
Market reports, neighborhood guides, and buying and selling strategy published by Waterfront Realty Group, Inc.
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